My blog today is
about checks and bank reconciliation. I’ll talk about bank reconciliation first. Bank Reconciliation is an analysis
and adjustment of differences between the cash balance shown on a bank
statement, and the amount shown in the account holder’s records. This matching process involves making allowances for checks issued
but not yet presented, and for checks deposited but not yet cleared or
credited. And, if discrepancies persist,
finding the cause and bringing the records into agreement.
Here is
a process of bank reconciliation:
Here is an image of the format of bank reconciliation
Why do
you think bank reconciliation is important? It is important because it helps
you to track down your balance in the bank.
The
differences in the balances may be due to:
1.
Outstanding
checks. Issued by the depositor but have not yet
presented to the bank for payment.
2
.
Deposit
in transit. Deposits made by late to be included in the
monthly bank statement.
3
.
Service
charges.
4.
Errors
in the check stub entries
5
.
Cancelled
checks. Have been paid by the bank.
Now we
are done with bank reconciliation let’s go to checks. It is easier to carry checks because it is
safer than carrying cash. So a check is a payment of money from a bank account.
Most of the people who use checks are the one with business and companies
because paying in checks is safer than paying in cash, you can make payments without the
need to carry large amounts of money. You can track your records in the bank by
using checkbook.
Example
of a check:
Just remember when using checks make sure that you know the person you are paying.
_____________________________________________________________________________
checked by: Prof. Crisencio M. Paner
CRISENCIO M. PANER
Email : panercris@gmail.com
EDUCATION
• Ph.D. in Biological Science (candidate)
University of Santo Tomas, Graduate School
- M.S. Microbiology
University of Santo Tomas
Thesis: “Chemical Control of Fungi Infesting Easel Oil Paintings at
University of Santo Tomas Museum of Arts and Sciences”
Published in: Prime Journal of Microbiology Research
- Italian Scholarship Grant
Restoration and Conservation of Artworks Attacked by Biological Agents
Istituto Centrale Per Il Restauro, Rome, Italy (January 1-June 30, 2004)
- B.S. Biochemistry
University of Santo Tomas
- Professional Teaching Certification Program (Major in Biological Science)
Caloocan City Polytechnic College
PUBLICATIONS
____________________________________________
Book:
Co-author in LET Reviewer in Biology, 2006-2010 eds. Published by MET Inc.
ISBN # 97193249-6-1, sold in National Bookstores
Articles:
- Understanding Museum Pests: The Molds. CFAD Atelier Journal, University of Santo Tomas, Vol. 2 No. 1, 2003-2004, pp. 80-83
- On the Conservation of 20th Century Color Photographs Attacked by Molds. CFAD Atelier Journal, UST., Vol. 2 No. 1, 2003-2004, pp. 106-113
- Witnessing the Glory of Italy in Its Art History and Ancient Spaces. CFAD Atelier Journal, UST, Vol. 3 No. 1, 2004-2005, pp. 55-72
- _______________. Panorama Magazine, November 13, 2005, pp. 12, 13, & 21.
- Deterioration of Paintings and Painting Components Caused by Microorganisms. CFAD Atelier Journal, UST., Vol. 3 No. 1, 2004-2005, pp. 91-94
- Microbial Deterioration of Painting Materials. CFAD Atelier Journal, UST., Vol. 3 No. 1, 2004-2005, pp. 94-97.
- Conservation of Paintings Attacked by Molds. In College Freshman English Book II. Agalabia, U., Aranda, R., et. al., pp. 124-125, UST Publishing House, 2004
- Today’s Restoration Establishments. CFAD Atelier Journal, UST., Vol. 4 & 5 No. 1, 2005-2006 & 2006-2007, pp. 95-99
RESEARCH WORK
____________________________________________
· Indoor Air Quality of Beato Angelico Building of the University of Santo Tomas -Commissioned by UST (Nov. 2009-May 2010)
BLOGS/ADS
____________________________________________
WORK EXPERIENCE
____________________________________________
- Instructor 5, CFAD, IPEA, Pharmacy, CTHM, University of Santo Tomas
SY 1995-Present
Subjects taught: Organic Chemistry lab., Statistics, College Algebra,
Algebra with Trigonometry, Business Math, Physics,
Plane & Solid Geometry, Environmental Science, Biology
- Part Time Instructor, Our Lady of Perpetual Help College, Manila
Subjects taught: Food Microbiology (Lecture and Laboratory)
- Part Time Instructor, St. Paul’s College, Quezon City
Subjects taught: Lec. & Lab: General Microbiology, Biochemistry, Microtechnique
- Part Time Instructor, Unciano Colleges and General Hospital, Inc., Manila
Subjects taught: Lec. & Lab: General Microbiology and Parasitology, Inorganic Chemistry,
Comparative Anatomy, Botany, Organic Chemistry, General Zoology,
Biology, Biochemistry
OTHER PROFESSIONAL EXPERIENCE
____________________________________________
· Editor and Professional Consultant, MET Publishing House, Manila
· Microbiologist, Silver Swan Manufacturing Inc.,Panghulo, Malabon
· Biochemist, Watercare Philippines, Inc., Valenzuela City
· Food Production Researcher(Mushroom Culture), TWH, Inc., Cainta Rizal
· Review Director for LET, Center for Educational Excellence, Inc.
· Project Consultant on “Biodeterioration of Artworks”, Paper Conservation Laboratory, Archives Dept., Arzobispado de Manila
Projects: Conservation of paintings by Fernando Amorsolo, Botong Francisco,
Ben Cab, Cezar Legaspi, Simon Flores, Betsy Westerndorp
· Licensure Exams For Teachers (LET) Reviewer at:
- Malabon City University,MET Review Center, UST-College of Education, Caloocan Polytechnic College, Trinity College, & Center for Educational Excellence Inc.
AWARDS AND HONORS
____________________________________________
- Beato Angelico Service Award
- 10th Placer (85.60%), Licensure Examinations for Teachers (LET)
- Full College Scholarship by Lourdes Reyes Foundation
- Professional Civil Service Examinations, weighted ave: 86.49%
- Valedictorian, High School
- Salutatorian, Elementary
- Certificate of Appreciation as resource speaker on the topic “Visual Arts and Restorations”, Faculty-Student Art Forum, Beato Angelico Bldg.,UST.
- Recognition Award for invaluable support and committed service to HARIBON UST as adviser from 2002-2004
- Honored as 4th Degree(highest degree) member of the Knights of Columbus
Given by Philippine District IV-NCR
· Loyalty and Faithful Award for 13 years of Service
Knights of Columbus UST- Faculty Council 4321
· Dedicated and Competent Service Award as LET Reviewer
Malabon City University
· Champion, Pautakan Quiz Bee for Coaches, UST
· Family of the Year Award
Knights of Columbus UST Faculty Council 4321
· UST Graduate School Thesis Writing Grant
UST Graduate School Alumni Association
· Certificate of Recognition for invaluable Contribution as Lecturer/Reviewer
Pilot Project on Review Classes for Licensure Examinations for Teachers
College of Education, UST
· Certificate of Appreciation as guest speaker on the topic “Products that Cause Cancer”, given by NEWAYS International (Phils.), Makati City
TRAINING /SEMINAR WORKSHOPS
____________________________________________
- Seminar on Test and Measurement Evaluation
- Seminar on Principles/Philosophy of Education
· Faculty Development Seminar
- Traditional Filipino Art
- Curriculum Development
- Rubrics Development Across Disciplines
- Certificate on Adobe Photoshop
- Certificate on PC Troubleshooting and Networking
- The Ethics of Teaching
- Rights and Responsibilities of the Faculty Members, Academic and Administrative Officials and Office Staff Seminar
- UST-CFAD Planning and Development Seminar
- Shepherding the Shepherds
- Workshop on Syllabus Construction
- Textbook and Learning Materials Development
- Computer Literacy on Adobe Illustrator, Photoshop, & MS Excel
- Symposium on Waste Management
- Ecological Symposium
- Bringing Out the Best in Me and the Best in You
- Integrating Media in Classroom Instruction( Design, Production, and Utilization of Media)
- Principles and Methods of Humane Educators
- Certificate on Basic Industrial Electronics
- Certificate on Information Technology
- Symposium on the Preservation of our Environment
· Research Colloquia on Indoor Air and Water Quality in Relation to Building Design
· Convention of Philippine Association of Academic Biochemists,
- 16th Annual Convention of Philippine Biochemical Society
- Script Writing Workshop
- Basic Business and Financial Management
AFFILIATIONS
____________________________________________
- Member, CFAD- Adhoc Committee on Math Department
- Member, CFAD-Committee on Environmental Advocacy
- Member, CFAD-Adhoc Committee on Value Formation
- Board of Director
Philippine Association for the Scientific Conservation of Cultural Properties
- Deputy Grand Knight, Knights of Columbus UST Faculty Council No. 4321
- Auditor
College of Fine Arts & Design Faculty Association
- Adviser, HARIBON UST
- Business Manager, NOH-SCC Alumni Association
- Member, Outreach Program Committee
College of Architecture and Fine Arts
LANGUAGES SPOKEN
____________________________________________
English, Filipino, Italian, Japanese
OTHER SPECIAL SKILLS/TALENTS
____________________________________________
- Thesis Editing/Research Assistance
- Computer operation using MS Word, Excel, Powerpoint, Adobe Photoshop, Internet
- Computer Hardware repair and Software installations
- Website/Blog Construction
- Photography
- Swimming
- Playing Banduria
- Singing
- Riding ATV
